Terms of Service

1. Acceptance of these terms

By accessing or using kgal.org (the "Website"), operated by AL Konzept GmbH & Co. KG, Tölzer Straße 15, 82031 Grünwald, Deutschland, you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of the Website.

2. Informational purpose only

All content published on this Website, including text, articles, graphics and any other material, is provided for general informational purposes only. Nothing on this Website constitutes financial, investment, legal or tax advice, and nothing constitutes an offer, solicitation or recommendation to buy, sell or hold any asset, security or financial product.

AL Konzept GmbH & Co. KG does not offer paid services, investment products, or brokerage services through this Website.

3. No professional relationship

Use of this Website does not create any advisory, fiduciary or professional relationship between you and AL Konzept GmbH & Co. KG. You should seek independent professional advice before making any financial or investment decision.

4. Accuracy of information

We take reasonable care to ensure that information published on this Website is accurate and up to date, but we make no warranty, express or implied, as to its completeness, accuracy, or timeliness. Market conditions, regulations and asset performance can change quickly, and information published here may become outdated.

5. Intellectual property

Unless otherwise indicated, all content on this Website, including text, layout, graphics and the AL Konzept GmbH & Co. KG name and logo, is owned by or licensed to AL Konzept GmbH & Co. KG and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use only.

6. Third-party content and links

This Website may reference or link to third-party websites or content, including images sourced from third-party providers. We do not control and are not responsible for the content, accuracy or availability of any third-party website.

7. Limitation of liability

To the fullest extent permitted by applicable law, AL Konzept GmbH & Co. KG shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or reliance on, this Website or its content.

8. Contact form use

The contact form on this Website is provided for general inquiries only. Submitting the form does not create a contract, order, or binding commitment of any kind, and no payment is requested or processed through this Website.

9. Changes to these terms

We may revise these Terms of Service from time to time. The date at the top of this page indicates the last revision. Continued use of the Website after changes take effect constitutes acceptance of the revised terms.

10. Governing law

These Terms of Service are governed by the laws of Germany, without regard to conflict of law principles, unless mandatory consumer protection laws of your country of residence provide otherwise.

11. Contact

Questions about these Terms of Service can be sent to support@kgal.org.